Cheesecake Stuffed Chocolate Cupcakes That Melt in Your Mouth

If you’re searching for a show-stopping dessert that’s both indulgent and surprisingly easy to make, cheesecake stuffed chocolate cupcakes check every box. Imagine biting into a moist, rich chocolate cupcake, only to discover a creamy, slightly tangy cheesecake center swirled with chocolate chips—pure heaven. These cupcakes are perfect for potlucks, bake sales, school parties, or anytime you want to impress without frosting a single cupcake.

No fancy piping tools, no decorating drama—just pure flavor magic baked right into each bite. Whether you’re a seasoned baker or a beginner looking for something that’s guaranteed to please, this recipe is one you’ll revisit often. And if you love dreamy desserts like these, don’t miss our apple crisp mini cheesecakes for another stuffed treat that delights every time.

Let’s dive into why this old-fashioned classic has stood the test of time.

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Why These Cheesecake Stuffed Chocolate Cupcakes Are Worth Baking

The perfect duo: rich chocolate and creamy cheesecake

Chocolate and cheesecake are two of the most beloved desserts—combine them, and you’ve got a flavor-packed masterpiece. The cupcake base is moist, fluffy, and deeply chocolatey thanks to quality cocoa powder, while the cheesecake center adds a luscious, tangy contrast. It’s this balance that makes every bite memorable. Unlike overly sweet frosted cupcakes, these have natural harmony.

The pockets of melty chocolate chips in the cheesecake swirl take things over the top. It’s not just dessert—it’s an experience.

No frosting needed: a clean and travel-friendly dessert

One of the best features of these cupcakes? You don’t need frosting. That means less mess, easier storage, and simpler transport. These cupcakes are a dream for packing into lunchboxes, shipping to loved ones, or bringing to a bake sale. Without needing to fuss over decorations, you get maximum flavor with minimal effort.

For more no-frosting recipes, check out our pumpkin cheesecake truffles—they’re creamy, festive, and perfect for fall gatherings.

Tried, tested, and timeless: a recipe passed down for generations

This isn’t just any cupcake recipe—it’s a cherished classic. Originally passed down from a college roommate’s mom, this version has been baked for over four decades, surviving last-minute school bakes, midnight cravings, and holiday chaos. And it always turns out just right.

Simple pantry ingredients, foolproof method, and a guaranteed wow-factor—these cupcakes aren’t just baked, they’re loved. Looking for inspiration? Try our vanilla bean brown butter cheesecake for another sweet memory-maker.

Ingredients You’ll Need to Make Cheesecake Stuffed Chocolate Cupcakes

Before you start mixing, let’s break down exactly what goes into these heavenly cheesecake stuffed chocolate cupcakes. This isn’t just about tossing flour and sugar into a bowl—each ingredient plays a key role in creating moist, chocolatey cupcakes with that rich, creamy cheesecake center. Below, you’ll find a simple breakdown to help you prep with confidence.

Pantry staples for the cupcake batter

You’ll likely have most of these items in your kitchen already. The cupcake base uses:

IngredientPurpose
All-purpose flour (1½ cups)Provides structure and holds the batter together
Granulated sugar (1 cup)Sweetens the cupcake and adds moisture
Unsweetened cocoa powder (¼ cup)Delivers rich, deep chocolate flavor—use high-quality like Ghirardelli
Baking soda (1 tsp)Reacts with vinegar to help the cupcakes rise
Salt (½ tsp)Balances the sweetness and enhances chocolate taste
Water (1 cup)Keeps the batter moist and light
Vegetable oil (¼ cup)Adds fat and tenderness without weighing the cupcakes down
White vinegar (1 tbsp)Essential for activating the baking soda—don’t skip it!
Vanilla extract (1 tsp)Boosts both the chocolate and cheesecake flavors

These ingredients come together to create a batter that’s light, moist, and full of chocolate depth. If you’re on the hunt for rich fall flavors, check out our pumpkin s’mores cookies—they’re packed with seasonal spice and gooey sweetness.

Cream cheese filling ingredients that make a difference

The showstopper here is the cheesecake filling, swirled inside each cupcake. It’s a breeze to make but delivers next-level results.

IngredientPurpose
Cream cheese (8 oz, softened)Adds creamy, tangy richness—room temp for easy mixing
Granulated sugar (⅓ cup)Sweetens the filling and balances the tanginess
Egg (1 large)Binds the filling for a rich, custardy texture
Chocolate chips (½ cup)Melts slightly into the cheesecake, adding sweetness and texture

You can use milk, semi-sweet, or dark chocolate chips depending on how sweet you want the final result. If you’re making mini cupcakes, go with mini chips for better distribution.

Looking to impress with more cream cheese desserts? Don’t miss our soft pumpkin cookies with cream cheese frosting —they’re fluffy, frosted, and fall-ready.

Optional upgrades for flavor and texture

While this recipe is perfect as-is, you can level it up even further:

  • Espresso powder (½ tsp) – Enhances chocolate flavor without adding coffee taste
  • Sea salt flakes – Sprinkle lightly on top before baking for a sweet-salty contrast
  • Cinnamon (¼ tsp) – A subtle warmth that pairs beautifully with chocolate

Experiment with add-ins based on the season or occasion. Want something fruity? Try swirling a teaspoon of raspberry jam into the cream cheese filling before baking.

Looking for other creative ideas? Discover great ideas like our strawberry cheesecake truffles—a no-bake delight that’s equally crowd-pleasing.

Step-by-Step Instructions for Cheesecake Stuffed Chocolate Cupcakes

This recipe is incredibly beginner-friendly, but don’t let the simplicity fool you—the results are seriously bakery-worthy. We’ll break it into three easy stages: making the chocolate batter, preparing the cheesecake filling, and assembling everything for baking. Follow these steps and you’ll get rich, moist cupcakes with a creamy, chocolate chip-studded center every single time.

How to prepare the chocolate batter perfectly

The base of these cupcakes is a moist, fluffy, and rich chocolate batter made with cocoa powder and no butter. That’s what keeps them light and tender.

Instructions:

  1. Preheat your oven to 350°F (175°C). Line 18 standard muffin tins with paper liners or grease them lightly with nonstick spray.
  2. In a large mixing bowl, whisk together:
    • 1½ cups all-purpose flour
    • 1 cup granulated sugar
    • ¼ cup unsweetened cocoa powder
    • 1 teaspoon baking soda
    • ½ teaspoon salt
  3. Create a well in the center of the dry ingredients.
  4. In a separate bowl or large measuring cup, mix together:
    • 1 cup water
    • ¼ cup vegetable oil
    • 1 tablespoon white vinegar
    • 1 teaspoon vanilla extract
  5. Pour the wet mixture into the well of the dry ingredients. Whisk until the batter is smooth and lump-free.

Your chocolate base is now ready! It’ll be a little runnier than typical cupcake batter—that’s totally normal.

If you’re into unique cupcake recipes, check out our birthday cake banana bread for another surprise-filled treat.

Making the cheesecake swirl layer

The star of this recipe is the cheesecake center—rich, sweet, and lightly tangy, with chocolate chips dotted throughout. You’ll want to make this before assembling so it’s ready to go.

To make the filling:

  1. In a medium bowl, beat together with a hand mixer (or stand mixer):
    • 8 oz softened cream cheese
    • ⅓ cup granulated sugar
    • 1 large egg
  2. Once smooth, stir in ½ cup chocolate chips (mini or regular depending on preference).

You want the filling to be creamy but not runny. Don’t overbeat—it should hold its shape slightly when spooned.

Layering and baking like a pro

Here’s where the magic happens. You’ll layer the chocolate batter and cheesecake filling into each muffin tin.

  1. Spoon the chocolate batter into each muffin cup, filling them about ⅔ of the way.
  2. Top each cupcake with a generous tablespoon of the cheesecake mixture right in the center. No need to swirl—it’ll settle beautifully as it bakes.
  3. Bake for 20–25 minutes. Insert a toothpick into the chocolate part (not the center cheesecake) to test for doneness—it should come out clean.
  4. Let cupcakes cool in the pan for 10 minutes, then transfer to a wire rack to cool completely.
  5. Once cool, refrigerate due to the cream cheese content.

These are great fresh but taste even better after a few hours chilled. Want more mini dessert ideas? Don’t miss our mini cannoli cups—perfect for parties!

Recap of Tools & Prep Time

ItemDetails
Prep Time20 minutes
Bake Time20–25 minutes
Total Time~45 minutes
Yields18 standard cupcakes (or 60 mini cupcakes)
ToolsMuffin pan, paper liners, 2 mixing bowls, whisk, hand mixer, measuring cups/spoons

Expert Tips to Nail the Recipe Every Time

While this recipe is designed to be easy, a few smart tricks and tweaks can make your cheesecake stuffed chocolate cupcakes even better. Whether you’re adjusting for dietary needs or prepping ahead for a party, these pro tips will help you get the most out of every batch.

Substitutions and ingredient swaps

Running low on an ingredient or baking for a specific diet? No problem. Try these simple substitutions without compromising flavor or texture:

Original IngredientSubstituteNotes
Vegetable oilMelted coconut oil or canola oilCoconut oil adds a subtle richness
Granulated sugarCoconut sugar or light brown sugarMay alter color slightly
Egg (in filling)¼ cup Greek yogurt or egg replacerIdeal for egg-free diets
All-purpose flour1:1 gluten-free flour blendWorks well for celiac-friendly cupcakes
Chocolate chipsChopped chocolate bar or mini chipsUse dark chocolate for deeper flavor

These swaps allow you to customize based on what you have at home. For a unique variation, don’t miss our chocolate strawberry brownies — a fruit-forward chocolate dessert that plays well with substitutions too.

Troubleshooting common cupcake mistakes

Even a simple recipe can go sideways without a few guardrails. Here’s how to fix (or avoid) common cupcake fails:

  • Cupcakes collapsing in the center?
    Likely underbaked. Make sure the chocolate portion is fully set and a toothpick comes out clean.
  • Cheesecake filling sinking?
    You might be using too much filling or overmixing. Stick to a tablespoon per cupcake and gently stir in chips to avoid air bubbles.
  • Cupcakes sticking to the liners?
    Try lightly greasing the liners or letting cupcakes cool completely before peeling.
  • Filling is grainy or runny?
    Always use softened cream cheese and mix until just combined. Overbeating can ruin the texture.

Still looking for great tips? Check out our creamy pumpkin pasta for another rich recipe that balances creaminess and bold flavor.

Storing and freezing your cupcakes for later

These cupcakes freeze beautifully, making them perfect for advance prep, gifting, or mailing.

To Store:

  • Place cooled cupcakes in an airtight container.
  • Refrigerate for up to 5 days due to the cream cheese filling.

To Freeze:

  • Wrap each cupcake individually in plastic wrap.
  • Place them in a freezer-safe bag or container.
  • Freeze for up to 3 months.
  • To thaw: Let them sit at room temperature for 1 hour or thaw overnight in the fridge.

Shipping Tips:
Planning to ship these cupcakes? Freeze them first and pack in an airtight container with ice packs. Use overnight shipping only and avoid sending them in hot weather.

Want more delicious treats that ship well? Check out our homemade fig bars — they hold up wonderfully in care packages.

Serving Ideas and Variations to Try

These cheesecake stuffed chocolate cupcakes are rich, indulgent, and satisfying on their own—but that doesn’t mean you can’t switch things up or dress them for special occasions. Below you’ll find ideas to serve, modify, or elevate the recipe for every event and craving.

When to serve: from lunchbox treats to potlucks

This recipe is as versatile as it is delicious. Whether you’re baking for a weekday snack or an elegant party, these cupcakes deliver.

OccasionWhy It Works
School Bake SalesNo frosting = no mess. Easy to transport and sell.
Potlucks & PartiesA guaranteed crowd-pleaser that appeals to all ages.
Afternoon SnackRich enough to satisfy a sweet tooth, but not overly sugary.
GiftingGreat for holidays or care packages—just wrap and go!
Meal Prep DessertsStore well in the fridge or freezer for easy weekday treats.

Looking for more travel-friendly sweets? Don’t miss our fig muffins recipe—moist, fruity, and easy to carry.

Flavor twist ideas you can experiment with

Love the original but want to get creative? Here are fun, easy variations to try:

  • Peanut Butter Cheesecake Filling: Replace half the cream cheese with peanut butter.
  • Salted Caramel Swirl: Add a drizzle of caramel into the cheesecake mixture before spooning it in.
  • Mint Chocolate: Add peppermint extract to the batter and white chocolate chips to the filling.
  • Raspberry Jam Center: Swirl a teaspoon of jam into the cheesecake layer before baking.
  • Pumpkin Spice Cheesecake: Mix in cinnamon, nutmeg, and a pinch of cloves with the cream cheese filling.

These simple changes give the recipe new life without starting from scratch. For a fruity baked twist, check out our nectarine scones—another great base for customization.

Mini version and shipping tips for care packages

If you’re baking for a crowd or shipping goodies to someone special, going mini has its perks.

Mini Cheesecake Stuffed Cupcakes:

  • Use a mini muffin tin
  • Line with mini paper cups or grease well
  • Fill ¾ full with chocolate batter and just 1 teaspoon of cheesecake filling
  • Bake for 12–15 minutes
  • Perfect bite-sized treat for snacking or sharing

Shipping Tips Recap:

  • Freeze cupcakes before mailing
  • Wrap individually in plastic wrap, then place in a hard container
  • Use next-day shipping
  • Avoid mailing during hot weather months

Need more cute mini treats? Discover our bite-sized Texas sheet cake bites — a perfect small-format dessert idea.

FAQs About Cheesecake Stuffed Chocolate Cupcakes

Can you freeze cheesecake stuffed cupcakes?

Yes, absolutely. These cupcakes freeze extremely well. After they’ve cooled completely, wrap each cupcake individually in plastic wrap, place them in a freezer-safe container or bag, and freeze for up to 3 months. When ready to serve, let them thaw overnight in the fridge or for a few hours at room temperature.

Do cheesecake cupcakes need to be refrigerated?

Yes. Because of the cream cheese filling, they must be stored in the refrigerator. Keep them in an airtight container for up to 5 days. Chilling also enhances the texture and flavor.

What kind of chocolate chips work best?

You can use semi-sweet, dark, or milk chocolate chips based on your sweetness preference. For a bolder taste, go with dark chocolate. If making mini cupcakes, opt for mini chocolate chips for better distribution in the smaller filling.

How do I know when they’re fully baked?

Check for doneness by inserting a toothpick into the chocolate portion only (not the cheesecake center). It should come out clean or with a few moist crumbs. The cheesecake top should be slightly set and no longer glossy.

Final Thoughts: A Crowd-Pleasing Recipe You’ll Want to Keep

Whether you’re baking for a birthday, hosting a weekend brunch, or just want to indulge your chocolate cravings, these cheesecake stuffed chocolate cupcakes are a no-fail option. They’re rich, balanced, and incredibly easy to make—no frosting fuss, no decorating stress.

This recipe blends the best of both worlds: deep, moist chocolate flavor and a luscious cheesecake center. With simple pantry ingredients and a timeless taste, it’s one dessert you’ll find yourself making on repeat.

Looking for more inspired baking ideas? Don’t miss our pumpkin cheesecake cookies—perfectly chewy with a hidden cheesecake surprise.

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Cheesecake Stuffed Chocolate Cupcakes

Three Cheesecake Stuffed Chocolate Cupcakes stacked on top of each other with chocolate chips and a pink striped cloth in the background.

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Cheesecake stuffed chocolate cupcakes are moist, rich cupcakes with a creamy, tangy cheesecake center filled with chocolate chips. These no-frosting treats are easy to make, perfect for parties, bake sales, and gifting.

  • Author: Emily
  • Prep Time: 20 minutes
  • Cook Time: 25 minutes
  • Total Time: 45 minutes
  • Yield: 18 cupcakes
  • Category: Dessert
  • Method: Baking
  • Cuisine: American
  • Diet: Vegetarian

Ingredients

  • 1½ cups all-purpose flour
  • 1 cup granulated sugar
  • ¼ cup unsweetened cocoa powder
  • 1 teaspoon baking soda
  • ½ teaspoon salt
  • 1 cup water
  • ¼ cup vegetable oil
  • 1 tablespoon white vinegar
  • 1 teaspoon vanilla extract
  • 8 oz cream cheese, softened
  • ⅓ cup granulated sugar (for filling)
  • 1 large egg
  • ½ cup chocolate chips

Instructions

  1. Preheat oven to 350°F (175°C). Line or grease 18 muffin tins.
  2. In a large bowl, whisk together flour, sugar, cocoa powder, baking soda, and salt.
  3. Make a well in the center and add water, oil, vinegar, and vanilla extract. Whisk until smooth.
  4. In a separate bowl, beat cream cheese, ⅓ cup sugar, and egg until smooth. Stir in chocolate chips.
  5. Fill each muffin cup ⅔ full with chocolate batter.
  6. Top each with a tablespoon of the cheesecake filling.
  7. Bake for 20–25 minutes or until a toothpick inserted in the chocolate portion comes out clean.
  8. Cool in pan for 10 minutes, then transfer to a wire rack. Refrigerate once cooled.

Notes

  • Use mini chocolate chips if making mini cupcakes.
  • Cupcakes freeze well—wrap individually for best results.
  • Refrigerate due to the cream cheese filling.
  • No frosting needed—perfect for travel or care packages.

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